People perceive, value and treat money differently. But regardless of how you interact with it, hiring a financial advisor to take care of your finances is crucial at any point in your life. Money and your financial circumstances play a major role in your life. Money can provide security, freedom and power and lack of it can leave you feeling inadequate and trapped in undesirable circumstances. If you are having difficulty dealing with your debts and other financial concerns, you may want to consider debt consolidation.